Rates

  • Loan Rates
    Loan TypeAPR*
    Share Secured 
    0-36 Months3.50%
    37-60 Months4.00%
    61-120 Month5.50%
    Personal LoansAs low as 7.00%**
    New VehiclesAs low as 2.99%**
    Used VehiclesAs low as 2.99%**
    Boat LoansAs low as 3.99%**
    Motor HomesAs low as 3.99%**
    MotorcyclesAs low as 3.99%**
    First MortgagesClick here for current rate
    Second MortgagesClick here for current rate
    Cash Reserve: Approved Line Size 
    $500 - $1499 Prime Plus 6% Adjusted Quarterly9.25%
    $1500 - $2999 Prime Plus 5% Adjusted Quarterly8.25%
    $3000 - $5000 Prime Plus 4% Adjusted Quarterly7.25%


    Apply Now!

    *APR is Annual Percentage Rate. The rate may vary depending on each individual’s credit history and underwriting factors. These rates are accurate as of 04/01/13 . All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.

    ** The as low as rates noted above are the lowest rates we have available to our members. Your actual rate may be higher based on your credit history and other factors.

    Please contact Latitude32™ Credit Union at (843) 556-4809 for additional information about applicable fees and terms.

  • Flex Certificates Rates
     Type Minimum DepositRateAPY*
    24 Month Adult Flex Certificate$2500.150%0.15%
    24 Month Youth Flex Certificate$1000.15%0.15%


    *APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please contact Latitude32™ Credit Union for applicable fees and terms. Dividends are paid quarterly on Share Savings, Club and IRA Savings accounts and are paid monthly for Share Certificates, Flex and IRA Certificates. Rates are effective as of 06/01/2013 and are subject to change without notice.

  • Share & IRA Certificates
    TermMinimum DepositRateAPY*
    3 Month Certificate $500 0.047% 0.05%
    3 Month Certificate JUMBO$50,000N/AN/A
    3 Month Certificate Star Member$500 for Members Age 55+N/AN/A
    3 Month Certificate JUMBO Star Member$50,000 for Members Age 55+N/AN/A
    6 Month Certificate $5000.047%0.05%
    6 Month Certificate JUMBO$50,000N/AN/A
    6 Month Certificate Star Member$500 for Members Age 55+N/AN/A
    6 Month Certificate JUMBO Star Member$50,000 for Members Age 55+ N/AN/A
    1 Year Certificate $500 0.10% 0.10%
    1 Year Certificate JUMBO $50,000N/AN/A
    1 Year Certificate Star Member $500 for Members Age 55+N/AN/A
    1 Year Certificate JUMBO Star Member $50,000 for Members Age 55+N/AN/A
    2 Year Certificate $5000.15%0.15%
    2 Year Certificate JUMBO  $50,000N/AN/A
    2 Year Certificate Star Member $500 for Members Age 55+N/AN/A
    2 Year Certificate JUMBO Star Member $50,000 for Members Age 55+N/AN/A
    2.5 Year Certificate $5000.25%0.25%
    2.5 Year Certificate JUMBO $50,000N/AN/A
    2.5 Year Certificate Star Member $500 for Members Age 55+N/AN/A
    2.5 Year Certificate JUMBO Star Member $50,000 for Members Age 55+N/AN/A
    3 Year Certificate $5000.25%0.25%
    3 Year Certificate JUMBO $50,000N/AN/A
    3 Year Certificate Star Member $500 for Members Age 55+N/AN/A
    3 Year Certificate JUMBO Star Member $50,000 for Members Age 55+N/AN/A
    4 Year Share Certificate $5000.35%0.35%
    4 Year Share Certificate JUMBO$50,000 N/AN/A
    4 Year Share Certificate Star Member$500 for Members Age 55+N/AN/A
    4 Year Share Certificate JUMBO Star Member$50,000 for Members Age 55+N/AN/A
    5 Year Share Certificate$5000.50%0.50%
    5 Year Share Certificate JUMBO$50,000N/AN/A
    5 Year Share Certificate Star Member$500 for Members Age 55+N/AN/A
    5 Year Share Certificate JUMBO Star Member$50,000 for Members Age 55+N/AN/A
    *IRA Certificate not available in 4 and 5 year terms   


    *APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please contact Latitude32™ Credit Union for applicable fees and terms. Dividends are paid quarterly on Share Savings, Club and IRA Savings accounts and are paid monthly for Share Certificates, Flex and IRA Certificates. Rates are effective as of 10/02/2013 and are subject to change without notice.

    N/A: Not currently available

  • Savings Rates
    TypeMinimum DepositRateAPY*
    Share Savings$250.0470%0.05%
    Club Account$50.0470%0.05%
    Individual Retirement (IRA) Share SavingsNone0.10%0.10%


    *APY (Annual Percentage Yield) is the yearly dividend rate and is based on dividends remaining on deposit until maturity. Fees and withdrawals may reduce earnings. Penalties apply for early withdrawals. Please contact Latitude32™ Credit Union for applicable fees and terms. Dividends are paid quarterly on Share Savings, Club and IRA Savings accounts and are paid monthly for Share Certificates, Flex and IRA Certificates. Rates are effective as of 04/01/2013 and are subject to change without notice.

Contact Us | Privacy Policy | Site Map | Fees | Privacy Information | Routing Number: # 253278414

ncua

Your savings are federally insured by the NCUA to at least $250,000 and backed by the full faith and credit of the United States Government.

At times, we may provide links to sites outside the control of our bank. We do not make any representations concerning the linked sites' contents or availability.

You should review each site's privacy and information security policies carefully before you enter confidential information.

© 2016 Latitude 32® Credit Union. All Rights Reserved. Site design by theWEBcentric.

Latitude 32® Credit Union
1845 Sam Rittenberg Blvd.
Charleston, SC 29407

(843) 556-4809
help@latitude32.org

Report Lost/Stolen
VISA Debit Cards
(800) 523-4175